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- Income Requirement: Depends on family size
- Debt Limits: Unlimited
- Asset limits: Limited by State and Federal Exemptions
- Time frame: Approximately 4 months
- Basic Requirements: Individuals who qualify under the means test, Businesses, LLC's, Corporations, LLP's in serious debt problems
- Benefits: Immediate stay on collection activities; quick resolution & a fresh start!
- Income Requirement: No upper income requirements.
- Debt Limits: Unlimited
- Asset Limits: Limited by State and Federal Exemptions, subject to Debtor's rights and plan payment amounts
- Time Frame: No preset time frame
- Basic Requirements: Businesses & Individuals with regular income
- Benefits: Unlimited debt limits, remain in possession of assets while in bankruptcy; given additional leverage with creditors as debtor in possession
- Debt Limits: Unsecured $360,475.00; Secured Debts $1,081,400.00
- Asset Limits: Limited by State & Federal Exemptions, Subject to Debtor's rights & plan payment amounts
- Time Frame: 36 or 60 months
- Basic Requirements: Individuals with regular income
- Benefits: Potential to restructure secured debts; allow additional time to catch up on arrearages; and pay priority debts through bankruptcy plan
Success Stories & Client Testimonials
"Mr. Chang was able to work out a plan that completely eliminated my second mortgage." - M.A. Riverside, CA
"Mr. Chang reduced $81,000.00 in my second mortgage, reducing my mortgage payment by $1,200.00." - S.T. Temecula, CA
"We are so glad we found you.... Other attorneys say they were unable to help us, but you did." - S.W. Rowland Heights, CA
This testimonial or endorsement does not constitute a guarantee, warranty or prediction regarding the outcome of your legal matter.
Legal News
New York TimesAlly Pays $750 Million in ResCap Bankruptcy to 'Avoid the Noise'San Francisco ChronicleMay 15 (Bloomberg) -- Ally Financial Inc. contributed $750 million to cover legal claims on soured loans tied to its bankrupt mortgage unit, even though the firm calls them meritless, "to avoid the noise," according to its leader.ResCap to Stop Funding $1.7 Billion in Home Equity LoansBloombergResCap Gets Interim Approval for $1.45 Billion Bankruptcy LoanBusinessWeekAlly aims to end mortgage woes with ResCap...read more