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- Income Requirement: Depends on family size
- Debt Limits: Unlimited
- Asset limits: Limited by State and Federal Exemptions
- Time frame: Approximately 4 months
- Basic Requirements: Individuals who qualify under the means test, Businesses, LLC's, Corporations, LLP's in serious debt problems
- Benefits: Immediate stay on collection activities; quick resolution & a fresh start!
- Income Requirement: No upper income requirements.
- Debt Limits: Unlimited
- Asset Limits: Limited by State and Federal Exemptions, subject to Debtor's rights and plan payment amounts
- Time Frame: No preset time frame
- Basic Requirements: Businesses & Individuals with regular income
- Benefits: Unlimited debt limits, remain in possession of assets while in bankruptcy; given additional leverage with creditors as debtor in possession
- Debt Limits: Unsecured-$336,750; Secured Debts- $1,010,675
- Asset Limits: Limited by State & Federal Exemptions, Subject to Debtor's rights & plan payment amounts
- Time Frame: 36 or 60 months
- Basic Requirements: Individuals with regular income
- Benefits: Potential to restructure secured debts; allow additional time to catch up on arrearages; and pay priority debts through bankruptcy plan
Success Stories & Client Testimonials
"Mr. Chang was able to work out a plan that completely eliminated my second mortgage." - M.A. Riverside, CA
"Mr. Chang reduced $81,000.00 in my second mortgage, reducing my mortgage payment by $1,200.00." - S.T. Temecula, CA
"We are so glad we found you.... Other attorneys say they were unable to help us, but you did." - S.W. Rowland Heights, CA
This testimonial or endorsement does not constitute a guarantee, warranty or prediction regarding the outcome of your legal matter.
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