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- Income Requirement: Depends on family size
- Debt Limits: Unlimited
- Asset limits: Limited by State and Federal Exemptions
- Time frame: Approximately 4 months
- Basic Requirements: Individuals who qualify under the means test, Businesses, LLC's, Corporations, LLP's in serious debt problems
- Benefits: Immediate stay on collection activities; quick resolution & a fresh start!
- Income Requirement: No upper income requirements.
- Debt Limits: Unlimited
- Asset Limits: Limited by State and Federal Exemptions, subject to Debtor's rights and plan payment amounts
- Time Frame: No preset time frame
- Basic Requirements: Businesses & Individuals with regular income
- Benefits: Unlimited debt limits, remain in possession of assets while in bankruptcy; given additional leverage with creditors as debtor in possession
- Debt Limits: Unsecured-$336,750; Secured Debts- $1,010,675
- Asset Limits: Limited by State & Federal Exemptions, Subject to Debtor's rights & plan payment amounts
- Time Frame: 36 or 60 months
- Basic Requirements: Individuals with regular income
- Benefits: Potential to restructure secured debts; allow additional time to catch up on arrearages; and pay priority debts through bankruptcy plan
Success Stories & Client Testimonials
"Mr. Chang was able to work out a plan that completely eliminated my second mortgage." - M.A. Riverside, CA
"Mr. Chang reduced $81,000.00 in my second mortgage, reducing my mortgage payment by $1,200.00." - S.T. Temecula, CA
"We are so glad we found you.... Other attorneys say they were unable to help us, but you did." - S.W. Rowland Heights, CA
This testimonial or endorsement does not constitute a guarantee, warranty or prediction regarding the outcome of your legal matter.
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The CEO Bankruptcy BonusWall Street JournalBut in the past few years, some corporations have found perfectly legal ways to escape federal strictures on bonus pay during bankruptcy cases. Companies now craft "incentive" plans—rewards that put their compensation programs outside the 2005 law's ...read more